PayMongo
A unified payments gateway that let PayMongo onboard merchants across every rail through one API instead of a growing pile of integrations.
Where it started.
Placeholder — confirm with Bani. PayMongo was scaling merchant onboarding across multiple payment rails (cards, e-wallets, bank transfers) with fraud checks and compliance reporting handled by separate, disconnected tools. Every new payment method meant another integration bolted onto the stack.
The solution.
We consolidated every payment rail behind a single gateway, so merchants integrate once instead of per method.
One unified API for cards, e-wallets, and bank transfers, replacing per-rail integrations.
Automated fraud and compliance checks built into the transaction flow, not bolted on after.
Merchant-facing dashboards with real-time transaction visibility and reconciliation.
Configurable onboarding flows so new merchant types didn’t mean new custom code.
What changed.
Placeholder metrics — replace with confirmed numbers from Bani before this goes live.
Median response time across payment rails.
Growth in active merchant accounts.
Across peak transaction periods.
Time for new merchants to go live.
What changed.
One integration, every rail
Merchants integrate once against a single API instead of building separate integrations per payment rail.
Compliance built in
Fraud and compliance checks run inline with every transaction, not as a disconnected review step.
Shared transaction view
Support and finance teams work off the same real-time transaction data instead of reconciling separately.
Scales without new code
Onboarding a new merchant type is a configuration change, not a new custom integration.
"Placeholder quote — swap for the real pull quote once Bani sends it over."
Placeholder
PayMongo — placeholder, confirm name & title
